The recent housing slump means that a lot of home sellers are having a rough time trying to sell their home right now. It’s a buyer’s market when it comes to home sales right now, which means home prices are below average and there are lots of homes that are currently being sold. Today’s lower prices means that a lot of home sellers aren’t getting as much money as they’d like out of the sale of their current home and it means they don’t have as much to spend on a new home.

In order to sell your house you’re going to have to get creative and try to set your house apart from the others that are being sold near your own home. As a house seller you are basically in competition with the other home sellers in your area for the attention from a limited collection of house buyers. One way to make your home more likely to be sold is to spruce it up with some modern home improvements.

Of course, if you’re trying to sell your home you may not have a lot of cash to put towards various home improvements. The easiest way to bring a lot of potential buyers into your house is to take out a loan for some minor home improvements knowing that you will most likely make a profit when you actually sell your house. If you’re relatively handy you can use some borrowed money and do your own home improvements. House improvement loans can range from a couple hundred dollars to thousands of dollars, and different financing amounts will give you the ability to commit to different types of projects. Here are a few house improvement suggestions in various price ranges:

$1,000 – $6,000: Minor home upgrade projects in this range can sometimes be financed with home improvement store credit cards or unsecured loans. House projects in this range include updating interior rooms with new paint, installing new crown molding and maybe even replacing some kitchen appliances. Projects in this low price range should be aimed at freshening up a structurally sound home that doesn’t need much work.

For $8,000 – $11,000: If you’re going to borrow money for home improvement projects in this range you may want to look at a home equity line of credit. Major home upgrade projects like this could include putting in some new hardwood floors, having a front yard professional landscaped or installing new doors. Committing to house renovations in this range will definitely get the attention of potential home buyers, especially if the other homes in your area don’t include some of these improvements.

Don’t forget: most house improvements do not actually recuperate all the money you put into them when you sell your house. It’s important to adjust your home’s selling price to reflect the recent upgrades. Certain home improvements like the ones mentioned above will, however, help sell your house. Your selling price should be moved higher but should most likely not be designed to cover the entire cost of your home improvement loan.

If you want to improve your home in order to sell it quickly but don’t have any equity, don’t worry. You can always use a home improvement credit card to pay for your home improvement projects.